Federal Employees Civil Relief Act
Summary
The Federal Employees Civil Relief Act aims to protect federal employees and contractors from certain civil liabilities during government shutdowns (due to lapse in appropriations or breach of the debt limit). It provides temporary suspension of judicial and administrative proceedings that could adversely affect their civil rights. The Act defines key terms like 'covered period,' 'federal worker,' and 'shutdown' to clarify its scope.
Expected Effects
The Act would allow federal workers to apply for temporary stays on payments like rent, mortgages, and student loans during shutdowns. It also includes provisions to prevent evictions, foreclosures, and certain debt collection activities during these periods. The Act also addresses income tax deferrals and insurance policy protections.
Potential Benefits
- Provides financial relief to federal workers during shutdowns.
- Protects federal workers from eviction and foreclosure during shutdowns.
- Offers deferment options for student loans and income taxes.
- Prevents insurance policies from lapsing due to non-payment during shutdowns.
- Offers legal recourse against those who violate the Act's provisions.
Potential Disadvantages
- Could potentially shift financial burdens to landlords, lenders, and other creditors.
- May create administrative burdens for courts and government agencies.
- Potential for misuse or exploitation of the Act's protections.
- The Act's effectiveness depends on the willingness of courts to grant relief.
- The 30-day period after the shutdown ends might not be sufficient for some workers to recover financially.
Constitutional Alignment
The Act appears to align with the Constitution's general welfare clause by aiming to protect the economic stability of federal workers during shutdowns. It does not seem to infringe upon any specific constitutional rights. The Act's provisions regarding judicial proceedings and enforcement could be seen as related to the due process clauses of the Fifth and Fourteenth Amendments, ensuring fair treatment under the law.
Impact Assessment: Things You Care About ⓘ
This action has been evaluated across 19 key areas that matter to you. Scores range from 1 (highly disadvantageous) to 5 (highly beneficial).