HOME Reform Act of 2025
Summary
The HOME Reform Act of 2025 amends the Cranston-Gonzalez National Affordable Housing Act to expand the supply of affordable housing, particularly rental housing. It modifies income definitions for assistance eligibility, encourages infill housing projects, and allows infrastructure improvements in nonentitlement areas. The act also addresses environmental review requirements and labor standards for small projects.
Expected Effects
The act will likely increase the availability of affordable housing options for low- and moderate-income families. It aims to streamline regulations and provide more flexibility to participating jurisdictions in utilizing funds. Certain projects may be exempt from some environmental and labor requirements.
Potential Benefits
- Increased affordable housing options, especially rental housing.
- Expanded eligibility for housing assistance to families with higher incomes (up to 100% of area median income).
- Incentives for infill housing projects, potentially revitalizing urban areas.
- Flexibility for jurisdictions to use funds for infrastructure improvements related to housing.
- Streamlined environmental review processes for certain projects.
Potential Disadvantages
- Potential for increased costs due to expanded eligibility for assistance.
- Possible negative environmental impacts from relaxed environmental review requirements.
- Reduced labor protections for workers on small projects.
- Risk of funds being diverted from housing to infrastructure in some jurisdictions.
- The definition of 'infill housing project' may be too broad, leading to unintended consequences.
Most Disadvantaged Areas:
Constitutional Alignment
The HOME Reform Act of 2025 appears to align with the Constitution's general welfare clause (Preamble). Specifically, the act aims to "promote the general Welfare" by expanding access to affordable housing. The Act does not appear to infringe upon any specific rights enumerated in the Bill of Rights.
Impact Assessment: Things You Care About ⓘ
This action has been evaluated across 19 key areas that matter to you. Scores range from 1 (highly disadvantageous) to 5 (highly beneficial).