Securing Facilities for Mental Health Services Act
Summary
The "Securing Facilities for Mental Health Services Act" aims to amend Section 242 of the National Housing Act, focusing on mortgage insurance for hospitals. It seeks to provide parity in access to the mortgage insurance program for licensed hospitals, particularly those offering mental health services. The bill also mandates a report from the Secretary of Housing and Urban Development on the effectiveness of the program expansion.
Expected Effects
This act will likely increase the availability of mortgage insurance for hospitals, especially those providing mental health services. The removal of a subparagraph and redesignation of another aims to streamline the process. A report on the program's expansion will provide data for future adjustments.
Potential Benefits
- Increased access to mortgage insurance for hospitals.
- Potential expansion of mental health service facilities.
- Streamlined application process for mortgage insurance.
- Data-driven evaluation of the program's effectiveness through a mandated report.
- May lead to better facilities and care for mental health patients.
Potential Disadvantages
- Potential for increased government spending on mortgage insurance.
- The 9-month delay before the amendments take effect could slow down immediate progress.
- The report on program expansion adds an administrative burden.
- No guarantee that expanded access will directly translate to improved patient outcomes.
- Possible unintended consequences from altering the National Housing Act.
Constitutional Alignment
The bill appears to align with the Constitution's general welfare clause, as it aims to improve healthcare facilities. Specifically, it falls under Congress's power to legislate on matters related to housing and healthcare, as outlined in Article I, Section 8. There are no apparent infringements on individual rights or freedoms.
Impact Assessment: Things You Care About ⓘ
This action has been evaluated across 19 key areas that matter to you. Scores range from 1 (highly disadvantageous) to 5 (highly beneficial).